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Copays vs Coinsurance for Health Insurance

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Coinsurance and copays are both forms of cost sharing between health insurance companies and consumers. But there are key differences between them that consumers should understand. In short, copays are flat fees members pay for things like visiting a doctor’s office or a prescription drug. Coinsurance is a percentage of the cost for a health service or drug paid by the member.

How Long Does It Take For An Insurance Company To Pay Out A Claim?

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Filing a car insurance claim can be a stressful experience. Car insurance claims become even more stressful, however, when it’s taking a long time to receive your payout.

How long does it take for an insurance company to pay out a claim? How long do you have to wait before receiving a check from your insurance company? Today, we’re answering any questions you might have about insurance payouts and timelines.

Avoiding Chiropractic Pre-Authorizations

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Patients, providers and staff alike are frequently frustrated by chiropractic pre-authorizations.  But unfortunately, the process is likely here to stay and, in many states, getting much more common. By having chiropractic pre-authorizations, insurance payers create an effective way to block the patients from truly accessing the benefits they have paid for and, simultaneously, setting you (the contracted provider) up to get the blame for not navigating their system when it happens. Of course, this is all done in the name of “medical necessity” or “cost containments” or “preventing unnecessary treatments”.

Medicare Released New Cards In 2018!

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Medicare is removing Social Security numbers from Medicare cards!

 

This step is to help prevent fraud, help eliminate medical identity theft, and to protect program funding and the private healthcare and financial information of our Medicare beneficiaries.